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Insurance Protection

 

Mortgage Protection

Mortgage Protection isn’t something that everyone needs to take out.

If you want to protect your family however then it could be vital.

The financial assistance that your loved ones can expect from the government in the event of the untimely death of your or a partner is minimal.

This could leave them in very difficult circumstances, even facing the possibility of losing their family home.

With life assurance, you have the guarantee that they will be able to stay in their home with the mortgage paid in full.

When it comes to choosing a mortgage broker, you need look no further than Duxbury Mortages.

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Critical Illness Protection

Critical illness cover is similar to life assurance with the main difference being that it becomes payable if you are unlucky enough to be diagnosed with one of the illnesses mentioned on your insurance policy.

This is commonly given as a one off, tax-free lump sum and is designed to pay expenses that are likely to occur and in some cases, your entire mortgage.

Just like Mortgage Protection, it is a must-have if your family depends on your income to keep a roof over their heads and maintain a consistent standard of living.

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Family Income Benefit

Family Income Benefit is designed to provide your family with a monthly tax-free income should the worst happen. This can help with mortgage or rent, replace lost income and help with the costs of bringing up children.

Family Income Benefit is a cheap and easy way to provide your family with an income rather than a lump sum if you die. If you have a young family, you might want cover to run until your children are grown up.

This income could be used to meet everyday expenses or to pay for specific on-going expenses such as school or university fees.

 

 

As with all insurance policies, conditions and exclusions will apply.